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Payday Loans

Are your wages spent and you still have bills or other expenses you need to make before the next pay day? If this is your current situation, consider the benefits of applying online for a cash loan, which is a short-term loan that you repay when you receive your next wages from your employer. The qualifications needed to apply for a loan are small. If your application is approved, you could have your money in just 1 hour*.

Requirements Needed For a Payday Loan

If you have a job, are a citizen of the United Kingdom, are over the age of 18 and have your own bank account, you are eligible to apply for a payday loan. The bank account you have must also be set up to receive direct deposits. These are the only qualifications the lenders require to consider your application but your application will be subject to an assessment of creditworthiness and if approved send your funds directly to your bank account.

The Payday Loan Application

On our website, you will find an Apply Now button. When you click on it, a short application form appears that should take no more than a few minutes to complete. In the first section, we ask you to list your full legal name, email address, telephone number and date of birth. Next, indicate your mailing address along with how long you have lived there. The next section is for information about your employment and the last section is for your bank account details.

Submitting Your Payday Loan Application

After you have filled in all required information, hit submit and your application is processed by our system for review. A payday lender may only need faxed information when they are unable to verify any part of your application, so ensure all your details are correct. With payday loans you may be eligible for up to £1000, but a lower amount may be offered if this is your first application and depending on your circumstances.

Receiving Your Payday Loan

Once your payday loan is approved your funds will be forwarded to the bank account you specified during the application and will be available for use. We trust Make Today Payday is of benefit to you in your time of need and we look forward to being of assistance.

No Obligation!

Fill out our safe and secure application. Let us match you with one of our reputable lenders, and not until you are able to read and agree to the terms of the payday loan will anything proceed! Nothing happens until you are comfortable with the loan arrangement.

Payday Loans for Cash Emergencies

It is an all too familiar situation: you are in dire need of cash, but have nowhere to turn. Emergencies, by definition, hit us all by surprise and are often extraordinarily expensive. If you do not have a cash reserve to turn to when emergencies arise, you need a service that will expediently provide you with the money you need.

Emergencies come in all shapes, sizes, and prices. A car accident or breakdown can be one of the most costly calamities, as it not only take a bite out of your wallet, but can prevent you from returning to work until the car is repaired. This only causes further damage to your financial situation. Home repairs can be even pricier. Damage that is not covered by home owners insurance can reach into thousands of pounds and a home that is left in disrepair can be dangerous to all who dwell within.

Other emergencies may seem less dire but still require the need for immediate funds. Many families find themselves short on cash just as they are about to embark upon holiday. Others might learn that they need to purchase gifts or other items at a moment.s notice that were not previously budgeted. Sometimes the emergency is simply a mistake in calculation. Most people will find, at least once in their lives, a month in which bills exceed the amount of money on hand. Whatever the need may be, a shortage of funds, if not disastrous, is always inconvenient.

When emergencies such as this do arise, you may wonder where you can turn to immediately get the funds you need. The answer may come to you in the form of an instant cash loan. Using a service like Make Today Payday can give you the money, and the peace of mind, that you need. These loans are available to anyone who is currently employed and has a bank account. The application is completed online and is evaluated immediately. There is no paperwork to complete in person and all of the data collected by the company is 100 percent secure. This means that you have a safe, easy way to get the money you need very quickly. After Make Today Payday verifies your information, the company will present you with the loan amount for which you have qualified, the terms of the loan, and then you have the option of choosing to take the loan or look elsewhere. Either way, your information remains safely guarded.

Emergencies require fast action. This is why it is vital to choose a service that is reliable, requires as little paperwork as possible, and can provide cash immediately.

Late/Non Payments

In some cases, you may be expected to pay an extra fee on top of what you are already expected top pay back if you miss your scheduled payment (Please read all terms and conditions fully prior to accepting your loan). For example, if you initially borrowed £80 and were due to pay back £100, the interest would accumulate from the £100 not the original £80. We encourage all applicants to repay on time and in full to avoid extra interest charges. If you have any worries or concerns with regards to paying the loan back on time please get in contact with us as soon as possible and you may be able to receive help and avoid any additional fees for late/non-payment.

Renewal Policy

If you wish to renew your loan, you should contact your lender in advance. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal/extension could be automatic and further interest and/or charges may be added to your account. Nonpayment may affect your credit score. Some lenders may pursue claimants by legal means in the event of repeated non-payment. All of the above varies between lenders.

Collections Process

If you feel that you may be unable to repay your loan on time then please get in touch with us as soon as possible and see what help we can offer. When a person defaults on a loan, you may be contacted by phone, email and SMS. As part of the collection process and in line with the terms of your loan agreement, the Continuous Payment Authority may be utilised to continue to attempt to take payment from your card up to 90 days past your due date. Should the situation remain unresolved, your details may be passed onto a third party collections agency. We strongly encourage everyone seeking a loan, to ensure that they have the means to pay back any agreed loan repayments in full and on time so as to avoid penalties and damage to your credit score.